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Bank accidently gave man five million

Benjamin Lovell, a Brooklyn resident, discovered that $5.8 million had accidentally been deposited into his Commerce Bank account. After making a routine $400 deposit, a teller told Lovell about the multi-million dollar account, and assured him it was his. Of the $2.1 million withdrawn from the account, he invested most of it in futures losing all but $500,000 over the course of two months. The money was intended to be put into the account of another Benjamin Lovell, but the social security numbers were switched. Commerce eventually noticed the blunder, notified the cops, and now Lovell is charged with first-degree grand larceny, and facing 25 years in jail if convicted.

What is this guy supposed to do? He found $5.8 million extra and his bank and it's his fault to spend it? It's in your bank it's your goddam money. Stupid bank made the mistake, and take it, not every one is honest. He didn't do anything to force the bank's idiotic mistake. Anyone uses wire transfer? It only offers you protection against thieves, not transfers that you COMMIT. And who made the transfer? Commerce Bank. It's like picking up 5 dollars on the ground, except you may go to jail for 25 years because you spent it. Commerce Bank phails, with a ph.

Bernie Mac on Parenting (And Spanking)

"People come up to me all the time asking for advice.
They come to me because they know Bernie Mac always tells the truth.
I say what everybody else wishes they could say.

So when they ask me about raising kids, I tell them straight up:
The biggest mistake you can make is trying to be your child's friend.
You cannot be your child's friend.
Tough love, that's what kids need.
You don't negotiate with kids.
You don't worry about hurting their feelings.
If they ask, "Why?" You tell 'em, "'Cause I said so, that's why."
Kids need to know you love them,
but they also need to know when they do something wrong.

I'm not talking about child abuse here.
I'm not talking about hurting kids.
Just getting their attention. When I was growing up,
we not only had ass whuppings,
we had appointments for ass whuppings,
just so we could think about it all day.
My mama used to tell me at nine o'clock in the morning,
"When your grand daddy gets home, he's gonna whup your ass."
Man, my whole day was messed up.
I couldn't eat, I couldn't play sports. I'd be playing baseball,
thinking about my grandfather coming home,
and I was in such a trance that the ball would go right past me.

Everybody was hollering, "Bernie Mac, what is wrong with you?"
And all I could say was,
"My grandfather is gonna whup my ass ." He never did.
But the threat of the belt was enough.
As a parent, you're not here to be liked.
I'm 44 years old, and it was my generation that dropped
the ball on this.
The older generation - my mother and my grandmother -
they knew how to discipline. They taught us respect,
and they made sure we followed rules.

They used to say, "This ain't no popularity contest,"
which is a good thing, 'cause they'd have damn sure finished last.
But they didn't care.

They'd send me to my room, and I'd say, "I hate you."
And they'd just yell back, "We hate you, too. Now, you're gonna go in there and clean that room." And I did.

Parents today don't want to be parents. They want to be too cool.
They want to be hip.
They don't want to be the bad guys. Well, that's our job.
We're not here to make those kids like us.
We're here to save their lives. When they do something wrong,
it's our job to tell them what they did wrong
and in a way that they understand.

You can't sugar coat it. You can't worry about them being mad at you.
I say, "I don't care if you're mad or not.
You'll get over it." Now we want to reward kids for everything.
We give 'em money for grades. "I got all Bs."
"Oh, here you go. Two hundred dollars."
"My teacher said I didn't cause any trouble today."
"Really? Here's $50."

No. Uh-uh. I am not gonna pay you for doing something
you're supposed to do. You can say that's too harsh,
but our parents were harsh, and we're better people because of it.
I'll give you a perfect example.

When I was 14, we had a boy who stayed on our block
who looked like he was having all the best fun.
Kids in that house could stay up till six o'clock in the morning.
They had the girls, they had the beers.
I mean, their house was the house.

But my grandmother wasn't having none of that.
We had to be in the house at eight o'clock,
by the time the street lights came on.
And I don't mean on the porch in front of the house,
I mean in the house. We hated it.
But when I go back to my old neighborhood, those guys are still there.
They haven't changed a bit.

They've got no discipline, no sense of responsibility.
They don't take care of their kids, they don't take care of themselves.
They are just careless with their lives,
'cause they never had anyone to keep them in line.
No one gave them any drive.

I am so grateful to my mother for making me come home.
If she hadn't done that, I don't know where I'd be.
But I wouldn't be as successful as I am. I know that.
So, once you understand that raising children is like waging war -
there will be victories, there will be defeats and there will be
casualties. You've got to follow the basic rules of warfare,
the most important of which is:
KNOW YOUR ENEMY.

There are things you need to understand
about kids and how they operate.
Yes, they are small,
but they are sneaky and do not have a conscience.
So, here's a short list of things you
need to know about your children.

KNOW THAT THEY WILL LIE. Kids will lie to you in a minute,
even if they know that you know they are lying.
Kids wanna play and stay up late.
They wanna watch television and wear the same drawers every day.
And they will lie to accomplish these goals.

I once told the minister that my grandmother was choking me,
even though I knew she'd done no such thing.
The minister (and a social worker) ended up having
a talk with my grandmother,
and I spent the rest of my childhood unable to sit down.

KNOW THAT THEY WILL EXPLOIT YOUR WEAKNESSES.
Kids know how to look innocent,
even when they are caught in the act.
They will give you a look like a puppy dog,
as if they're weak and helpless.
Because they are ruthless, they will use this against you.

KNOW THAT THEY HEAR EVERYTHING YOU SAY.
And they will use it against you.
Kids may not be able to remember why they
took off their clothes in the grocery store,
but they will remember everything you said, in complete detail,
and they will quote it back to you whenever it suits them.
They've got some kind of special memory bank inside their head.
Kids will crawl under your bed to hear your conversations.
They will spy on you, and if necessary, they will tap your phone.

In conclusion,
just remember that when you are tough on your children,
it's for their own good.
Letting them have their own way is the same as telling them you don't care.
And if you think you're being too hard on them,
try to remember the words of Nietzsche, who said,
"What does not destroy me, makes me stronger."
"Don't tell God how big your storm is;
Tell the storm how big your God is!" "

Spanking has been a controversial topic for quite some time now. Is spanking really an effective mode of punishment and discipline? Is it considered abuse and does it create long-term negative effects?

I believe Bernie Mac has said it quite well. Parents' sole purposes are not to become the child's friend, and like Bernie Mac put it, parents are here to save their children's lives. There are too many children today that are not disciplined well enough and have everything handed to them on a silver platter. They grow up to be immature, selfish, snide little pricks who believe that the entire universe revolves around them.

I honestly do not see the harm in giving children a spanking. I do not see it as child abuse at all. Spanking is a quick whack to the hand or to the child's rear. Those who claim that spanking is abuse: have you seen TRUE abuse? Have you seen or read about the children who are locked in confining, claustrophobic spaces with no food for days? Have you seen the children who are covered entirely in bruises from the punches of their drunken parents? Spanking, in no way, can compare to these horrid acts of child abuse.

People say that spanking yields long-term harmful effects for a child. Yes, you know it's coming. I was spanked as a child, but I turned out fine. I have the utmost respect for my parents, and although we clash sometimes, I still retain my respect for them. Of course, it'd be unfair if I based my entire argument solely on myself; therefore, ask several of your friends. I would say that at least 80% of them received some kind of whack on their ass when they were younger.

Spanking is a very efficient mode of punishment. It's simple to do, and it's a simple way for a young child to comprehend what is going on. If a young child is reaching for an open stove, and his hand gets whacked, he learns to associate that small sting with the open stove. He'll think "Oh, okay. If I reach for this thing, I get smacked. I don't want to get smacked, so I won't reach for it." If a child bites another person, and he receives a quick whack on his ass, he'll learn to associate that with biting: "Okay, if I bite a person, I get smacked. So biting must be bad. I won't do it anymore."

Like Russell Peters said: "Kids are growing up in a multi-cultural society. White kids will hang out with black kids and brown kids and asian kids. And they're all gonna be talking about the ass-whupping they got last night. Do you want that little white kid to feel left out? Beat him, so he's not a social outcast. They'll all be saying,

'Man, my father beat my ass last night.'

'I got my ass whupped.'

And the white kid will go, 'I got sent to my room.'

'You got a room?!'"

Haha, okay, seriously though. Sending a kid to their room. Is that REALLY punishment? Let's name some things a child may have in his/her room:

• A computer/laptop
• A television set
• Toys
• Books
• Radio
• Cards
• Walkman/iPod
• Phone
• Paper/pencil [to write/draw things]
• Video games

Really now. A child may not have ALL of this in his/her room, but there's bound to be one or two. Sending a child to their room is hardly punishment as they will happily indulge themselves in something else they find interesting within the confines of their room. And you know what? Even if they have NONE of these in there, they'll have a bed and they can sleep the day away. Hell, that'd be awesome if I could just sleep the entire day with no one bothering me.

Spanking a child is simply a form of punishment. It's not child abuse -- it's a quick punishment and nothing else.